major problem guys
05-23-2003, 10:25 PM
#16
Registered User
iTrader: (2)
Join Date: Dec 2002
Location: At the store trading the box of tissue in on some brawny!
Posts: 833
Car Info: Platinum 02 WRX, Progress springs,JIC Bullet exhaust , STI shifter, Accessecu, Rota Sub Zero
AAA woes
I had them for years, got the WRX and my policy jumped to $1,500 a year (36 , no tickets, no points and good driver discount!)and let's not forget $900.00 ayear for the wife's Xterra with NO payments and a clean driving record!!!When junior got his liscence , they wanted $2,500 just for him every 6 months as a secondary driver!
Shop around , I found Mercury will give me the same coverage for 1k for my wife and I plus 1k a year for the kid (he'll be getting a Honda soon so we can drop that even more).Tell dad to check around , even though AAA is "confidence" type insurance carrier the coverage is what counts not the premium!Lot's of folks swear about on-line shopping but do the face to face stuff with reputable brokers for this, it will open your eyes.
But keep that AAA membership , it pays for itself when you have to do any DMV work and you can just go to their office and not wait hours at the actual DMV!
AAA's insurance nuances are built specificaly for the mature crowd and that is no joke, they want no and they mean NO high risk autos or policy holders.
Shop around , I found Mercury will give me the same coverage for 1k for my wife and I plus 1k a year for the kid (he'll be getting a Honda soon so we can drop that even more).Tell dad to check around , even though AAA is "confidence" type insurance carrier the coverage is what counts not the premium!Lot's of folks swear about on-line shopping but do the face to face stuff with reputable brokers for this, it will open your eyes.
But keep that AAA membership , it pays for itself when you have to do any DMV work and you can just go to their office and not wait hours at the actual DMV!
AAA's insurance nuances are built specificaly for the mature crowd and that is no joke, they want no and they mean NO high risk autos or policy holders.
05-24-2003, 01:46 AM
#17
Guest
Posts: n/a
i knwo geiko enables a son to insure a car under the fathers name and allows the son to drive as a part time driver ( orwhatever you want to call the policy) and i have farmers and i am paying 700 a year! and im only 17! and im insured under my name! so maybe try them.....then again, my car is no where near a WRX's power or crash prone reputation.
05-30-2003, 09:20 AM
#19
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Posts: n/a
hi i totally feel your pain... See a few years ago the laws changed on insurance. Since everyone MUST have insurance, insurance companies cannot really drop you anymore. Instead, they offer u rediculous rates. A couple years back I tried to use Farmers Insurance, so instead of telling me no, they quoted me $1200 per MONTH. So I took my business elsewhere, called around to many places & chose a place called Armor Insurance in West Covina (so-cal) im paying about $350/mo on my '02 wrx wagon. This is about the same amt i previously paid on my '01 jetta 1.8T.
In case your wondering... I'm 22, have about 3pts on record, recently had a suspended liscense, ok no more talkin for me.
--michael
oh yeah - Armor insurance 800.36-INSURE
In case your wondering... I'm 22, have about 3pts on record, recently had a suspended liscense, ok no more talkin for me.
--michael
oh yeah - Armor insurance 800.36-INSURE
05-30-2003, 01:42 PM
#20
Registered User
Join Date: Nov 2002
Location: Bay Area
Posts: 1,402
Car Info: 02 WRX wagon=dead; rollin' in a Craptastic Camry!
1) Try 21st Century Insurance.
2) Think about driving a beater for a few years.
P.S. AAA can suck a fart out of my ***! I was rear ended in a 3 month old car by a driver who had AAA. It was a black and white case. I was stopped, the driver of the truck reached for his coffee and hit me doing ~50mph. Their adjuster said that all the damage to my car was not a result of the accident. All I wanted was my car fixed, but they tried to dick me around. As it turns out, I was seriously injured. All I wanted was my new car back, but they would not pay. I sued them and what would have cost AAA 5 grand probably wound up costing them 400 grand a few years later when you take into account my settlement and the fact that they had a team of lawyers working on my case. THAT is why the rates are so damn high.
AAA
2) Think about driving a beater for a few years.
P.S. AAA can suck a fart out of my ***! I was rear ended in a 3 month old car by a driver who had AAA. It was a black and white case. I was stopped, the driver of the truck reached for his coffee and hit me doing ~50mph. Their adjuster said that all the damage to my car was not a result of the accident. All I wanted was my car fixed, but they tried to dick me around. As it turns out, I was seriously injured. All I wanted was my new car back, but they would not pay. I sued them and what would have cost AAA 5 grand probably wound up costing them 400 grand a few years later when you take into account my settlement and the fact that they had a team of lawyers working on my case. THAT is why the rates are so damn high.
AAA
Last edited by BlingBlingBlue; 05-30-2003 at 01:52 PM.
05-30-2003, 11:21 PM
#21
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Thread Starter
iTrader: (17)
Join Date: Apr 2003
Location: Downtown oakland
Posts: 6,249
Car Info: civic
hehe, well it's been settled in the family guys. i'm going to drive the van that i've been drivng for the past 2 years (since i got my license) and i'm going to be the one driving htat car most of the time from now on. Until December of this year that is...so that's about 6 months wait tiem, and hopefully, i can save up 7g's...to add to the 23 to buy a sti, OR JUST CONVINCE my dad to pay the extra 7 g's and get me the STI and i'll have 7g's worth of money for mods...=] either way, i'm getting the freaking car no matter what. haha. insurance wise, AAA said once i turn 19, my insurance rate for the wrx is 2700 a year, full coverage. in the meantime, 10g's a year...so triple A
triple A
05-31-2003, 09:29 AM
#22
Registered User
Join Date: Nov 2002
Location: Bay Area
Posts: 1,402
Car Info: 02 WRX wagon=dead; rollin' in a Craptastic Camry!
dude, you think WRX insurance is expensive...Just wait until the thieving bastards figure out what the STi is!
Talk your dad into taking a performance driving school with you. It will be a fun bonding experience and it might just save your life (and your new car
). He's driving a cool Celica, so he must have some tendency for adrenalin!
Talk your dad into taking a performance driving school with you. It will be a fun bonding experience and it might just save your life (and your new car
). He's driving a cool Celica, so he must have some tendency for adrenalin!
06-01-2003, 09:39 PM
#24
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Thread Starter
iTrader: (17)
Join Date: Apr 2003
Location: Downtown oakland
Posts: 6,249
Car Info: civic
Originally posted by 2.5 Steele RS
I have an idea, GET A JOB YOU SPOILED LITTLE **** !
I have an idea, GET A JOB YOU SPOILED LITTLE **** !
06-02-2003, 10:00 AM
#26
Guest
Posts: n/a
high insurance
WRX insurance IS expensive. When I got a '03 WRX sedan my insurance went up $400 dollars to $1200 a year. I'm 52 years old. No accidents, no tickets, and I had to use the highest deductable for a quote that cheap! Also, with the use of VIN numbers, you won't slip your REX by as a 4 door sedan with a 2 liter engine. I tried. IMO there is no magic remedy. Progressive,with very high deductables is probably your best bet. Sincerely, Collins
06-02-2003, 10:21 AM
#27
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Posts: n/a
Originally posted by wrexr
That guy is just pissed cause he lives in Delaware, yeah Delaware.
I-club is not a place for posts like that.
Everyone's post but 2.5 Steele RS was positive and with RESPECT.
That guy is just pissed cause he lives in Delaware, yeah Delaware.
I-club is not a place for posts like that.
Everyone's post but 2.5 Steele RS was positive and with RESPECT.
If You want to make You're Dad proud, don't ask for a WRX. Some things just have to wait. My advice is to take full advantage of You're blessings, and get a more reasonable ride that You can afford. I too am working toward the goal of owning a WRX, maby even an STI, but for now I just have to settle for My 2.5 RS, which by the way, is still an awsome ride that turns peoples heads. Work towards You're dreams, and they will be that much sweeter when they come true.
sorry agian,
Chuck
P.S. Delaware is'nt such a bad place.
06-02-2003, 05:54 PM
#29
Registered User
Thread Starter
iTrader: (17)
Join Date: Apr 2003
Location: Downtown oakland
Posts: 6,249
Car Info: civic
Originally posted by Peaty
Quick get married, your rates will go down
Actually, it's less trouble to pay the money. Either way you'll pay
Quick get married, your rates will go down
Actually, it's less trouble to pay the money. Either way you'll pay
...jk...heheh thanks for the advice tho, i-club people are cool...or uhm..99% of the time
06-02-2003, 06:30 PM
#30
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i've had state farm since i've had my liscence, so almost 4 years now. when i went from my loyale to my talon tsi (turbo, though fwd) my monthy went from $145 to $215. its now down to $180, with accident free discount. and thats with only one ticket. i switched to my own policy for my talon. check out state farm, they have been pretty good for me.
-PJ
-PJ