Insurance Help
04-13-2007, 12:53 PM
#48
wow, you guys pay a lot for insurance. 
i've been very happy with my state farm insurance. when i was calling around when i got my wagon, they quoted me the lowest rates out of all the places i called (geico, progressive, mercury, allstate, + others). their agents are really friendly and helpful.
but then again, our family has been with the agent for 20+ years. he keeps my car's residence at my parents' place in cupertino to keep my rates down (on top of several other discounts).
i've been very happy with my state farm insurance. when i was calling around when i got my wagon, they quoted me the lowest rates out of all the places i called (geico, progressive, mercury, allstate, + others). their agents are really friendly and helpful.
but then again, our family has been with the agent for 20+ years. he keeps my car's residence at my parents' place in cupertino to keep my rates down (on top of several other discounts).
04-13-2007, 09:03 PM
#50
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Originally Posted by pj21086
not so much anymore. its more about your driving record.
when i moved twice in 2003/2004 from fair oaks to florida and back to natomas. insurance dropped by a fairly sizeable ammount each time, i used to pay 1900 for 6mo on just the truck+
04-15-2007, 09:43 PM
#51
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Originally Posted by irrational x
when i moved twice in 2003/2004 from fair oaks to florida and back to natomas. insurance dropped by a fairly sizeable ammount each time, i used to pay 1900 for 6mo on just the truck+
05-02-2007, 02:45 PM
#52
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yup!
here is a really good read one of the wives of another board took the time to write up:
hybrids.jp insurance thread.
she brings up some really valid points and key things you want to make sure you have in order.
here is a really good read one of the wives of another board took the time to write up:
hybrids.jp insurance thread.
she brings up some really valid points and key things you want to make sure you have in order.
This is some really good information. I was just able to reduce our rates by $140/mo on Esurance by redoing the coverages. I dropped the medical payments & uninsured property on the 2004, as well as up the liability to 250/500/100. I also increased the collision deductable to $1000. I'm very please that I'm now getting more for less!
Thanks Aaron for posting this very valuable information. You get a gold star!
05-02-2007, 02:59 PM
#53
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Since we're on the subject of insurance, I need to shop around for homeowner's insurance and was wondering if anyone had any recommendations? Currently I'm with Esurance for auto and am planning on getting a quote through them, but does anyone have any horror stories of whom to stay away from?
05-02-2007, 03:12 PM
#54
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Since we're on the subject of insurance, I need to shop around for homeowner's insurance and was wondering if anyone had any recommendations? Currently I'm with Esurance for auto and am planning on getting a quote through them, but does anyone have any horror stories of whom to stay away from?
DO NOT GO WITH TRAVELERS!!!!!!1!!11111!!!!!!
that place can burn in a firey crash while being infected with Ebola!
2 years from our claim date (almost to the day) and they JUST started repairs on the claim...only after we got a lawyer.
and i still have a sneakin' suspicion that they're gonna try to pull a fast one on us somehow during the remodel process.
05-02-2007, 03:14 PM
#55
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You should just check with the state to see what the company you're interested in is rated at, per the lady that Pozzi quoted. That said, I'm very pleased with my renters insurance provider. I'm with State Farm Insurance at 555 Capitol Mall. It's in one of my favorite buildings downtown.
We were going to switch to Esurance for renters, but we decided to keep the policies seperate.
We were going to switch to Esurance for renters, but we decided to keep the policies seperate.
05-02-2007, 04:04 PM
#57
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I personally wanted to give both companies my business. Esurance is low maintence and State Farm is right across the street from my office. Plus I only deal with the annually through the mail.
There is usually a discount to have both policies through one company, but it doesn't offset the amount of money that I have to spend extra in each case.
There is usually a discount to have both policies through one company, but it doesn't offset the amount of money that I have to spend extra in each case.
05-02-2007, 04:05 PM
#58
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some places give deep discounts to get you to go with them for all your ins needs.
i know once we get this whole house thing resolved we're switching our homeowners to the same company we have our auto through cus we'll get like an additional 10% off our auto plus a lower home owners rate also.
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