how much are you paying for insurance?
#1
how much are you paying for insurance?
Im 24 male, my insurance company wants around 550 a month. No speeding tickets since i was 17. I've been involved physically in one accident in a toyota pickup. I had someone back into my wrx and my gf had an accident in it. but should that raise my rates? I was only paying 250 like 2 months ago. I recently paid my loan off on the car. Why do they want so much?
#3
VIP Member
iTrader: (8)
Join Date: Feb 2003
Location: Santa Rosa, CA
Posts: 4,755
Car Info: 02 Subaru WRX w/ JDM Spec C
well my record just cleared from being in 4 accidents and two tickets in 4 years, all accidents not my fault. and all accident happened in one year ( yeah that was a bad year for me). now i pay AAA 1600 a year which include my wrx, a tacoma, and three drivers.
#5
Originally Posted by BAN SUVS
Accidents do of course raise your rates, but more than doubling is ridiculous. Is it just you and the WRX on the policy?
#7
Token Toyota Mod
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Join Date: Jun 2004
Location: Palo Alto, CA
Posts: 52,306
Car Info: Something german
I'm 25 and pay about 1020 for six months of full coverage.
1 ticket for speeding (doing 80 in a 70)
1 ticket for "drafting"
Now that I have a clean record, I need to see how much my rates dropped.
1 ticket for speeding (doing 80 in a 70)
1 ticket for "drafting"
Now that I have a clean record, I need to see how much my rates dropped.
#8
Registered User
iTrader: (14)
Join Date: Nov 2001
Location: Peoples Republik of Kalifornia
Posts: 14,221
Car Info: 05 H2 SUT, 45 GPW, 10 Murano, 13 Boss 302
34, male, 3 cars including 1 STi, no tickets on record (knock on wood) = $2,200 / year.
But I have very high coverages due to owning a home and wanting to make sure I'm protected. I also have the maximum discounts since I have multi car coverage and my home through the same insurer.
edit: Allstate Insurance (home & auto)
But I have very high coverages due to owning a home and wanting to make sure I'm protected. I also have the maximum discounts since I have multi car coverage and my home through the same insurer.
edit: Allstate Insurance (home & auto)
Last edited by Egan; 03-15-2005 at 10:06 AM.
#9
Father Time
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Join Date: Sep 2004
Location: You're doing it wrong!
Posts: 6,699
Car Info: This aint a bag. It's a shipment.
Originally Posted by soggynoodles
I'm 25 and pay about 1020 for six months of full coverage.
1 ticket for speeding (doing 80 in a 70)
1 ticket for "drafting"
Now that I have a clean record, I need to see how much my rates dropped.
1 ticket for speeding (doing 80 in a 70)
1 ticket for "drafting"
Now that I have a clean record, I need to see how much my rates dropped.
#10
Originally Posted by Egan
34, male, 3 cars including 1 STi, no tickets on record (knock on wood) = $2,200 / year.
#11
Registered User
iTrader: (14)
Join Date: Nov 2001
Location: Peoples Republik of Kalifornia
Posts: 14,221
Car Info: 05 H2 SUT, 45 GPW, 10 Murano, 13 Boss 302
Originally Posted by kidatari
The insurance on the Lancer must be rough, it being so fast and whatnot.
#13
iClub Silver Vendor
iTrader: (25)
Join Date: Nov 2002
Location: Participating in some Anarchy!
Posts: 15,494
Car Info: 2005 LGT wagon
36 years old married male with a spotless driving record.
I pay $850/6 months for just my STi, but that's with high coverage.
RC51 told me his STi cost more to insure than a late model Viper!
I pay $850/6 months for just my STi, but that's with high coverage.
RC51 told me his STi cost more to insure than a late model Viper!
#15
24, no tickets, one accident when I was 16, pay ~$900 for 6 months on a 05 Legacy GT w/ Allstate. Decent coverage. Not worst nor the best I could get.
Your rate went up too much. Have you called them yet to find out why insurance is so high. that seems like way too much.
Your rate went up too much. Have you called them yet to find out why insurance is so high. that seems like way too much.
Last edited by Nick Koan; 03-15-2005 at 10:13 AM.