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02-02-2005, 01:18 PM
#5
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Originally Posted by keirnna
Navy FCU I have a 1.9 % APR, but just like USAA you must be in the military.
02-02-2005, 07:20 PM
#6
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the majority of crit unions are in the 4% apr range for 60 months. if you choose to go 72 months or more ususally the points go up about .5%. if you shop the banks most will be generally 1% higher.
here are some good credit unions that i have done business with in past.
Hawaii State FCU, Hickam FCU, Hawaii USA FCU, UH FCU, Hawaiian Tel FCU, Windward Community FCU- to name a few. most require a small amount to open a savings account.
keep in mind that credit scores for most credit unions has to be at the minimum of 600-650. your rates will vary in the banks depending on your score. if you have a 700 or higher, you usually have access to better rates.
aloha from the summit of *-^-Mauna Kea-^-*
here are some good credit unions that i have done business with in past.
Hawaii State FCU, Hickam FCU, Hawaii USA FCU, UH FCU, Hawaiian Tel FCU, Windward Community FCU- to name a few. most require a small amount to open a savings account.
keep in mind that credit scores for most credit unions has to be at the minimum of 600-650. your rates will vary in the banks depending on your score. if you have a 700 or higher, you usually have access to better rates.
aloha from the summit of *-^-Mauna Kea-^-*
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