Purchasing Evo 06 (how much are 18-year olds paying for insurance?)
01-23-2006, 08:03 PM
#1
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Join Date: Jan 2006
Location: las vegas
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Car Info: jetta 2.0
Purchasing Evo 06
hey guys im new to the forum and im just researching about what Subaru STi is all about... I just got back from reading forums of EVOS and everyone seems like their crashing their evos and insurance will be up my butt...
Anyways im 18 and i was looking at an 06 sti and my parents are buying me a new car.. i know i will probably get flamed at but I want to know the facts... How much are you 18 year old or younger paying for insurance??? My parents want me to get full coverage so will be i be able to be 2nd driver on the car and still get full coverage???
O yah evo on me as a 1st driver w/ full coverage is 900$ a month!!! talk about house payments already!!!
Anyways im 18 and i was looking at an 06 sti and my parents are buying me a new car.. i know i will probably get flamed at but I want to know the facts... How much are you 18 year old or younger paying for insurance??? My parents want me to get full coverage so will be i be able to be 2nd driver on the car and still get full coverage???
O yah evo on me as a 1st driver w/ full coverage is 900$ a month!!! talk about house payments already!!!
01-24-2006, 01:57 AM
#2
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Join Date: Mar 2005
Posts: 15
interesting fact:
evo, sti, m3.
guess which one of them is cheapest to insure...
yep, its the m3.
they also take into consideration the age group that are driving the cars, and how safe the car is. M3 falls into an older age group and is the safest out of the three, hence the lowest insurance rate.
but everyones rates vary.
$900 a month is just insane.
you should be around 4-5k a year.
roughly 350-450 a month. for full coverage.
if your listed as the 2nd driver rates go down significantly.
evo, sti, m3.
guess which one of them is cheapest to insure...
yep, its the m3.
they also take into consideration the age group that are driving the cars, and how safe the car is. M3 falls into an older age group and is the safest out of the three, hence the lowest insurance rate.
but everyones rates vary.
$900 a month is just insane.
you should be around 4-5k a year.
roughly 350-450 a month. for full coverage.
if your listed as the 2nd driver rates go down significantly.
01-24-2006, 03:06 PM
#3
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Join Date: Nov 2002
Location: Bay Area
Posts: 1,402
Car Info: 02 WRX wagon=dead; rollin' in a Craptastic Camry!
If you have to ask, you probably can't afford it!
Seriously, the only way to know is to call around for quotes.
I'd guess the insurance companies expect you to wreck your car within 24 months. Assume 30K of damages divided by 24 months and there's your answer.
Seriously, the only way to know is to call around for quotes.
I'd guess the insurance companies expect you to wreck your car within 24 months. Assume 30K of damages divided by 24 months and there's your answer.
01-25-2006, 06:27 PM
#4
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Location: San Francisco, CA
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Car Info: 2012 Mazda 3 Hatch
egads, an evo at 18 is bound to have high insurance... 900 a month is no bueno. i'd drive a beater until i could afford my own payments (which is what i did-- purchased car at 24).
01-27-2006, 03:03 PM
#6
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Location: Ellington, CT
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Car Info: 2001 Trans Am WS6
HAHAHA I pay $118 a month for full coverage on 05 Legacy GT wagon, 01 Trans Am WS6, and 94 Silverado. Thats not even at state minimums here in CT, I have extra health and stereo coverage.
02-16-2006, 08:18 AM
#7
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Location: Frederick, Maryland
Posts: 276
Car Info: 2005 Subaru WRX STi
Originally Posted by Akuma
HAHAHA I pay $118 a month for full coverage on 05 Legacy GT wagon, 01 Trans Am WS6, and 94 Silverado. Thats not even at state minimums here in CT, I have extra health and stereo coverage.
02-18-2006, 12:02 PM
#10
ill be 25 on may, right now im paying between $90-$94 a month..full coverage through Allstate on my 03 sonic yellow wrx....
sorry forgot the exact amt, but it's around there...when i tell people, they're like whoa that's pretty good...
sorry forgot the exact amt, but it's around there...when i tell people, they're like whoa that's pretty good...
03-08-2006, 09:03 PM
#13
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Join Date: Dec 2005
Location: Bloomington IN / Chicago
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Car Info: '04 wrx wagon
currentlly paying 240 a month for my 04 wagon and 98 mark 8, full coverage.
when i was 18 (21 now), insurance was about 500+ a month for an e46 m3 and a 97 mark 8.
i was primary on both at both times, though i did switch companies within that time.
im sure this doesnt help sway your decision, but no nice car is "cheap" when youre 18....
youre screwed w/ insurance untill you get older (or married)
when i was 18 (21 now), insurance was about 500+ a month for an e46 m3 and a 97 mark 8.
i was primary on both at both times, though i did switch companies within that time.
im sure this doesnt help sway your decision, but no nice car is "cheap" when youre 18....
youre screwed w/ insurance untill you get older (or married)
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