Where to get hooked up on Car loans
#3
Registered User
iTrader: (1)
Join Date: Nov 2002
Location: that'd be in the dirt, pretty boy
Posts: 529
Subaru itself has some pretty good rates that meet or beat credit union rates if you have a credit score of 700+
http://www.cars101.com/subaru/rebates.html#rates
http://www.cars101.com/subaru/rebates.html#rates
#4
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iTrader: (7)
Join Date: Dec 2002
Location: Sacramento CA
Posts: 10,029
Car Info: 02 Impreza WRX sedan
You might also PM member Salty. He sponsors the Suby Shopping sub-forum on i-Club and other members report being happy with the terms and deals he was able to come up with for their cars and other loans.
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#10
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iTrader: (12)
Join Date: Jul 2003
Location: Palo Alto
Posts: 3,150
Car Info: GT35R, Meth
Originally Posted by wagonrex
Which CU do u use? and which are good and hassal free....
#11
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iTrader: (25)
Join Date: Jan 2004
Location: san francisco
Posts: 2,325
Car Info: 2008 Forester XT 5spd
Originally Posted by verc
dude, Credit score is going to have a greater impact on what rates you can get, than which place it's at. You should start by checking that.
#12
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Join Date: May 2005
Location: San Jose
Posts: 5,011
Car Info: 2006 evo IX
i got mine through TechCU, interest rates are actually kinda high right now, unless you are going through a dealer with a promotional APR (ie 2.9 through subaru), you likely wont see below 6% on new cars, 7% for used
#13
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iTrader: (12)
Join Date: Jul 2003
Location: Palo Alto
Posts: 3,150
Car Info: GT35R, Meth
Originally Posted by ucbsti
i got mine through TechCU, interest rates are actually kinda high right now, unless you are going through a dealer with a promotional APR (ie 2.9 through subaru), you likely wont see below 6% on new cars, 7% for used
This is very true. If your scores are good and you are thinking of 5-7 year loan I think it's almost always better deal to finance through dealer than go slightly used.
It's like this with cars, but especially with motorcycles, since they don't depreciate much in absolute value dealers can offer you crazy good incentive to buy new instead of used.
#15
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iTrader: (12)
Join Date: Jul 2003
Location: Palo Alto
Posts: 3,150
Car Info: GT35R, Meth
Originally Posted by subie OCD
I just paid off my car loan with a 0% credit card
haha, we think alike. I had planned on paying off a motorcycle loan in 1.5 years. I applied for the 0 payments 0% interest for 6 months from the dealer, put 16k on the card, then after 6 months transfered the whole balance to a 0% 12 months deal.
...too bad I'll eventually run out of these introductory offer specials...