Motor Insurance
#1
Motor Insurance
Hi i was wondering if i could make a claim with my insurance because i have a blown motor in my car. I have 40,000 miles on the car. I have full coverage with AAA with includes the comprhensive... Was wondering if anyone had any experience with this
#3
I was just wondering if you insurance helps you cover ithe expenses... i researched and when i take the oil cap a little bit of smoke comes out im thinking i could claim it as a warranty defect and since its out of warranty ahve the insurance go after subaru... and why you gotta be so mean...
#5
Registered User
iTrader: (57)
Join Date: Aug 2006
Location: the area
Posts: 7,380
Car Info: 04 impreza wrx R.I.P Daniel Wentz JOEBOBBUCKET
i dont think insurance covers anything drivetrain unless your car was stolen or in a wreck where it needs replacment. warranty will probably replace whatever is needed if it does get warrantied that is. what are the mods to your car?
#10
Registered User
iTrader: (3)
Power train warranty is 5yrs or 60k miles or 50k miles(not sure which) whichever comes first. 3yr or 36k is bumper to bumper warranty. I just took in my 05 STi with 45k and I'm getting my synchros fixed under warranty. 4th to 5th synchros were acting up. Would always grind gears when I would shift under high rpms.
#11
Registered User
iTrader: (3)
Join Date: May 2009
Location: Napa, CA
Posts: 487
Car Info: DGM 2011 WRX
I had a blown engine due to negligence, but it was more complicated than that. Oil change place had put the wrong filter on the car, it worked properly but it was a tall instead of a shorty. This caused the oil filter to hang below the chasis, when crossing some railroad tracks it ripped the oil filter off and by the time I got down a block away the engine had seized.
You may be able to get something done but only if something actually caused it, if the car just gave up the ghost you're **** outta luck.
You may be able to get something done but only if something actually caused it, if the car just gave up the ghost you're **** outta luck.
#12
Registered User
iTrader: (1)
Join Date: Nov 2002
Location: Leg Humper
Posts: 2,504
Car Info: '03 WRX wagon, faster than walkin'
Ruehl has it right, the only way the insurance company will pay up is if it was due to some other damage that they cover...such as being in an accident or being stolen etc.
#14
VIP Member
iTrader: (2)
Join Date: Nov 2002
Location: Under your bed, in your closet, and in your head
Posts: 15,425
Car Info: Corvette Z51
Doubtful that insurance would cover a blown motor. That sort of loss does not fall into typical comprehensive loss terms.
It's more of a warranty issue, or if you have no warranty or the warranty is past due, I guess you might just have to pay out of pocket.
It's more of a warranty issue, or if you have no warranty or the warranty is past due, I guess you might just have to pay out of pocket.
#15
Registered User
iTrader: (4)
Join Date: Nov 2002
Location: only tourists & kids call it "Frisco!"
Posts: 2,539
Car Info: baby blue TRICK STAR on pink TUFF II's (MIA) =(
friend had his civic motor covered by AAA after hydrolock killed it. they're probably the best comp in terms of covering many claims other carriers wouldn't trade off is that you pay up the ying yang for coverage.
but i've had a coupla claims on previous cars that got broken into. they covered ALL the mods & stolen property inside w/out previous declaration.
but i've had a coupla claims on previous cars that got broken into. they covered ALL the mods & stolen property inside w/out previous declaration.
Last edited by CLsmooth71; 06-15-2009 at 03:33 PM.