LegAC_GT

iTrader: (38)

I know its a fat chance but is the former owner of this vin number on here? JF1GR896X8L835372
The dealership selling it claimed that the previous owner was from scotts valley. If you are the owner or may know the owner please let me know. :-) They offered me a hell of a steal on this car but I had some questions I need answered since there are some things that are questionable lol.

Irrational X

iTrader: (1)

carfax

Krinkov

iTrader: (21)

you might also want to add a couple small details. You know, year/make/model/color of whatever car your talking about?

Believe it or not, not all of us here memorize the vin numbers of all our old cars

pho_shizzle

iTrader: (17)

Carfax is also questionable and doesn't show everything. My car is an example of that, since I unintentionally found out.

LifePlaza

if you want to ask the original owner questions about the car then why buy a from a dealership? Do a private seller


When i traded in one of my cars, it ended up in Utah.

FXTbrah

iTrader: (17)

Im going to guess credit might be the reason.

LifePlaza

Yea I was thinking that too but it is possible to get outside financing other than the dealership especially buying a used a car.

Krinkov

iTrader: (21)

this, if you qualify for a loan at the dealership, you will qualify for a used car loan from a bank or credit union

Kevoscoob

+1 for credit union.. i got a 3.95% loan on a used car.

wombatsauce

iTrader: (7)

...And it will usually be a better rate! Hey, did I mention that I just saved a bunch on my car insurance?

buzzword

iTrader: (11)

same deal -- got 2.9% on my wife's 2006 saabaru thru our credit union. i really don't understand why ANYONE uses any of the big banks anymore. seems ignorant.

LegAC_GT

iTrader: (38)

Will look into credit unions, any chance anyone knows if the credit union lower interest rates apply to new cars as well?

wilde

iTrader: (2)

I bank with a credit union and have my loan through them. 2.7% used car. New car loans should be just as good. I use Star One FYI

jic

star one is good i hear

i use santa clara county cred union. got 3.5 on used car and i believe it it is 2.75 for new cars

jblanco325

iTrader: (1)

the rates and incentive's are MUCH better for new cars. i use a credit union and they gave me specific rules for used cars: 10yr or newer, less than 100k must be from dealer/seller in state... etc.
for new cars the just gave me a price limit. lol
they also have dealer days or pre-approve vehicles that they will sell you on the spot, because they verified that is it a good car and worth their/your money (side note usually lame cars like mazda 3 and camerys never any subies )

from a banks pov: how much can we make/sell it for if you fail to repay the loan.