insurance (cost for STi?)

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02-06-2004, 08:45 AM

#16

Salty

VIP Member

iTrader: (14)

Join Date: May 2003

Location: Wherever Sucks the Most

Posts: 8,675

Car Info: 2003 WRX, 2008 Camry

finally USAA came through for me and without hassle on my last 2 fender benders that weren't my fault. Im just waiting to become an experienced CA driver once again

. Because of me having a NC license for awhile with a clean record i lost my entire CA record from before and have to build it up again.

CA laws blow

But USAA has my vote

Anyway, if i were you i'd get a beater car at first and learn to play with it...your time will come for a better car. If your parents are cool then just put the car in their name and pay them monthly.

02-06-2004, 12:20 PM

#17

babymike

Registered User

iTrader: (1)

Join Date: Nov 2002

Posts: 139

yeah, the only way you're gonna be able to get a ballpark figure even is to get a hold of an agent. one problem is that you're probably not going to be able to take out your own policy if you live at home if you're still considered a dependent by your parents because they are still your guardians if they are your main source of income. the other bad news is that if you do find a way to take out your own policy, there is no way you can be an occasional driver. from what i remember of my insurance classes, you can only be an occasional driver if there are more drivers in your household than there are cars, in which case you'd have to make one of your parents the primary driver on an STi.

02-06-2004, 06:18 PM

#18

Group B

Dahveed aka Robin Hood

iTrader: (3)

Join Date: Nov 2002

Location: Robbin' the Hood (Claycord)

Posts: 4,793

Car Info: (RIP) '04 STi Silver

USAA charges Emma and Myself $1200/yr. for my new STi and her Scion xB, full coverage, low deductible, high coverage...mad props to USAA!

02-06-2004, 06:25 PM

#19

Wingless Wonder

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iTrader: (7)

Join Date: Dec 2002

Location: Sacramento CA

Posts: 10,029

Car Info: 02 Impreza WRX sedan

It's already apparent what a big difference in premiums paid from households with a married couple, homeowners, with more than one car on a policy. These factors may be almost as important as choice of insurance company.

--
0==WW==0
"…axles of evil…" - george w. bush

02-08-2004, 10:09 AM

#20

Mine'sRacingGDB

Registered User

Join Date: Jan 2003

Location: Bay Area, CA

Posts: 405

Car Info: a car with 4 wheels

I was wondering do anyone have Allstate or AAA??

I think they cost alot more ... how much will they be??

Alan

02-08-2004, 08:30 PM

#21

Concillian

Guest

Posts: n/a

Quote:

Originally posted by Wingless Wonder
It's already apparent what a big difference in premiums paid from households with a married couple, homeowners, with more than one car on a policy. These factors may be almost as important as choice of insurance company.

This is true. My ex roommate moved to an apartment by himself in Oakland. He was sure his insurance would skyrocket moving from a relatively calm neighborhood in San Leandro to Oak-town. His rates didn't change (actually went down slightly,) but his car is now garaged.

The other factors can make a big difference.

02-12-2004, 12:03 AM

#22

04ScoobyRex

Guest

Posts: n/a

Got a quote for a Sti. $2,883 a year through AARP. I'm 19 and it would be on my parent's plan.

02-12-2004, 07:58 AM

#23

Lionfish42

Guest

Posts: n/a

Go online

My wife and I are in our mid 30s with a clean driving record. We had 21st Century for a long time.

When we bought our new 04 WRX Sedan they wanted $4k a year. I told them they are smoking crack!

I went online and got a quote from Geiko and Progresive. (Note: Geiko is on of Warren Buffet's insurance companies).

For the standard 100/50k for both collision and comprehensive (no fault) and uninsured motorist. Along with roadside assistance.
They both came in at about $1300 a year.

I would recommend shopping at Progresive or Geiko. They can give you a quote over the phone. Progresive will give you quotes from 3 of their competitors too.

All State, State Farm, and the other old school insurance companies charge higher rates.