i-Club - The Ultimate Subaru Resource

i need a loan, anyone know of anywhere?

Thread Tools
 
Search this Thread
 
Old 10-01-2007, 07:23 PM
  #1  
Registered User
Thread Starter
 
07impreza's Avatar
 
Join Date: Feb 2007
Location: bay area cupertino
Posts: 307
Car Info: 2007 black subaru impreza 2.5 i
i need a loan, anyone know of anywhere?
we need to get a loan for another car. have good credit. probably need it for around 20k. anyone know of any banks or credit unions etc. that i could try? thanks !
07impreza is offline  
Reply
Old 10-01-2007, 07:29 PM
  #2  
Registered User
iTrader: (6)
 
theo79's Avatar
 
Join Date: Sep 2007
Location: East Bay/ Camp Pendleton
Posts: 856
Car Info: 2002 wrx
capital one?
e loan


i used capital one for my loan
APR was really high...10.25%...but im only 18 and i had a co-signer
theo79 is offline  
Reply
Old 10-01-2007, 07:36 PM
  #3  
Ace
Registered User
 
Ace's Avatar
 
Join Date: Nov 2005
Location: In a van under the river
Posts: 1,086
Car Info: 2000 RS
safe credit union i got mine like 7.4% and 22
Ace is offline  
Reply
Old 10-01-2007, 07:58 PM
  #4  
Registered User
iTrader: (7)
 
Gibz's Avatar
 
Join Date: Mar 2007
Location: Los Altos
Posts: 10,983
Car Info: '11 White Shelby Cobra GT 500
we use chase and got 4.9 on our first loan. But we had a large loan with them before and the smaller one they took on right away.
Gibz is offline  
Reply
Old 10-01-2007, 08:13 PM
  #5  
Straight as an arrow
iTrader: (4)
 
KGB4187's Avatar
 
Join Date: Feb 2003
Location: Denial
Posts: 1,017
Car Info: The Fit is gone!
Wells Fargo.
KGB4187 is offline  
Reply
Old 10-01-2007, 08:18 PM
  #6  
Registered User
 
SnoHumper's Avatar
 
Join Date: Feb 2003
Location: San Jose
Posts: 1,792
Car Info: sc300
zoeb is ballin pretty hard with his new lexus 'beater'
give him a call
SnoHumper is offline  
Reply
Old 10-01-2007, 08:25 PM
  #7  
VIP Member
iTrader: (9)
 
bassplayrr's Avatar
 
Join Date: Nov 2003
Location: Walnut Creek, CA
Posts: 3,709
Car Info: CRZ EX-Navi/6MT & Vue Redline
I use Patelco and Redwood credit unions.
bassplayrr is offline  
Reply
Old 10-01-2007, 08:40 PM
  #8  
Registered User
iTrader: (12)
 
imout's Avatar
 
Join Date: Jun 2006
Location: Sacramento
Posts: 855
Car Info: 2005 STi sold 2004 Acura TL aspec sold 2012 Evo X
Most Credit Unions provide a better deal than a bank, being they are not for profit. They also offer Gap Coverage for a reasonable price.

Being a Loan Officer, I would recommend Golden One, Provident, Patelco, Safe Credit Union, etc. I have an STI w/ 6.00% interest rate for $22,000. Monthly payment is $450 on a 5 year loan.
imout is offline  
Reply
Old 10-01-2007, 10:16 PM
  #9  
Registered User
iTrader: (1)
 
nerd's Avatar
 
Join Date: Oct 2004
Location: Elk Grove/Citrus Heights
Posts: 384
Car Info: 06 Audi A3
Originally Posted by imout
Most Credit Unions provide a better deal than a bank, being they are not for profit. They also offer Gap Coverage for a reasonable price.

Being a Loan Officer, I would recommend Golden One, Provident, Patelco, Safe Credit Union, etc. I have an STI w/ 6.00% interest rate for $22,000. Monthly payment is $450 on a 5 year loan.
I agree. I work at Wells Fargo and out rates can be good if you meet the rate quilifiers I know petelco probaly the best rite now. Good Luck
nerd is offline  
Reply
Old 10-01-2007, 10:22 PM
  #10  
Registered User
iTrader: (1)
 
Akira-R's Avatar
 
Join Date: Mar 2004
Location: Bay Area
Posts: 1,091
Just check all the local CU's.

The one i goto has i think 6.49% for a 700 or better score.

San Mateo CU i heard had great rates too.


back in 04 when i got my sti i had 3.5 for 5 years for 30k
Akira-R is offline  
Reply
Old 10-01-2007, 10:26 PM
  #11  
Registered User
iTrader: (7)
 
vik682's Avatar
 
Join Date: Jul 2007
Location: San Fran-Mateo
Posts: 894
Car Info: 2012 G37S / Sold 06 WRX
+1 for patelco. I got 8.5% there I'm 23 w/ good credit and no co-signer.
vik682 is offline  
Reply
Old 10-01-2007, 10:38 PM
  #12  
Registered User
Thread Starter
 
07impreza's Avatar
 
Join Date: Feb 2007
Location: bay area cupertino
Posts: 307
Car Info: 2007 black subaru impreza 2.5 i
thanks for all the advice, i think im going to try to call some credit unions tomorrow.
07impreza is offline  
Reply
Old 10-01-2007, 10:55 PM
  #13  
Registered User
iTrader: (14)
 
Tdub's Avatar
 
Join Date: Mar 2006
Location: bay to la
Posts: 1,287
Car Info: '08 cadillac cts
+1 Patelco. That is currently where my loan for my car is from.
Tdub is offline  
Reply
Old 10-02-2007, 01:24 AM
  #14  
VIP Member
iTrader: (3)
 
krzyxrevver12's Avatar
 
Join Date: Nov 2002
Location: http://freshlove.grandmighty.com
Posts: 3,041
Car Info: looking for a gc
+4 for patelco, when i had my subaru it was for 3.85% back in 02 i believe they have less than 6% if you fico >680 right now
krzyxrevver12 is offline  
Reply
Old 10-02-2007, 01:38 AM
  #15  
Registered User
iTrader: (3)
 
GripItUp's Avatar
 
Join Date: Nov 2006
Location: san jose, Ca
Posts: 236
Car Info: 2007 WRX Tr
Golden Bay Credit Union. I got mine last November for around 2. something. But it always changes from time to time. I think right now they are doing it at 4 something. Theres one on El Camino.
GripItUp is offline  
Reply



Advanced Search
Quick Reply: i need a loan, anyone know of anywhere?


Reply Closed Thread Share

All times are GMT -7. The time now is 09:31 PM.