Credit Card fraud getting crazy!
03-01-2009, 01:04 PM
#16
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Join Date: Dec 2007
Location: Santa Rosa
Posts: 71
Car Info: 05 WRX Aspen White
I think everyone with citi got a new card or something because the same thing happened to me but in my case i had no extra chargers. I believe one of their databases was unsecured or something causing people to be able to get card numbers.
But I recommend having one of the credit identity monitor things since you get all your credit scores and everything that is open with your name tied to it and the account balance so its easier to spot if someone opens a card under your name. This happened to my friend twice before she was 19 and one was a mortgage with her name on it but this was like 3 years ago
But I recommend having one of the credit identity monitor things since you get all your credit scores and everything that is open with your name tied to it and the account balance so its easier to spot if someone opens a card under your name. This happened to my friend twice before she was 19 and one was a mortgage with her name on it but this was like 3 years ago
03-01-2009, 01:07 PM
#17
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Join Date: Oct 2004
Location: EBAIC Pleasanton :)
Posts: 1,330
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The Rules are....
If anyone calls about your account asking security questions....
- The bank/card company already has this information don't give it out
- Say: thank you, I will contact my account security office and hang up.
- Call your bank/card company and see if you have any issues.
If anyone calls about your account asking security questions....
- The bank/card company already has this information don't give it out
- Say: thank you, I will contact my account security office and hang up.
- Call your bank/card company and see if you have any issues.
03-01-2009, 02:16 PM
#18
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Join Date: Aug 2005
Location: Salinas, CA
Posts: 12,522
Car Info: 1997 Acura Integra GS Sedan
With the economy the way that it is, people are definitely trying to take advantage of some of the wonderful things about RegZ that are meant to help people in distress...
03-01-2009, 03:34 PM
#19
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Join Date: Sep 2005
Location: Norcal
Posts: 704
Car Info: 98 2.5rs/94 rx7/04 mazda6/06 audi s4/12 GT-R
dude..glad someone posted this thread
not even kidding..it had me worried and i checked my account online...
believe it or not..there was a 1200 dollar charge to my visa cc for some alienware pc
had to call it in right away..said someone used my info over the phone.
****ing bastards
not even kidding..it had me worried and i checked my account online...
believe it or not..there was a 1200 dollar charge to my visa cc for some alienware pc
had to call it in right away..said someone used my info over the phone.
****ing bastards
03-01-2009, 05:04 PM
#20
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iTrader: (15)
Join Date: Aug 2005
Location: Salinas, CA
Posts: 12,522
Car Info: 1997 Acura Integra GS Sedan
btw, I work MasterCard so if anyone needs any advice or help with a dispute or claim, let me know as there are very strict rules you need to follow to ensure you get your money back...
03-02-2009, 05:08 AM
#26
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Thread Starter
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Join Date: Jan 2006
Location: South San Jose
Posts: 751
Car Info: 2007 WRX CGM
Still waiting on my 2nd card and like I said.. this has happened to me before from Citi. I've only ever had issues with Citi and will probably never get another card from them again.
The only good thing about using credit cards is that they usually almost always give you your money back as long as you catch it on time but like every dispute.. it will almost always take time and a LOAD of stress.
But I still do believe using credit cards is the best way to make purchases. If you pay by cash.. you almost never have any history of purchases unless you keep the receipts which degrade over time. Plus, starting young will always help your credit score as long as you keep making payments on time. Hell, it helped me get low financing rate on my wrx and soon student loan.
I have BofA and just do automatic bill pays and have NEVER had a late payment. FICO score is well in the upper 700s to lower 800s. I started early with my mom during my first year of HS building computers and such for friends and family (Cash --> CC) and took advantage of those free cash credit card deals. Those are always great.. it's like getting your tax return all year round.
Anyway, I'm just ranting.. on vicodin right now from dental surgery ouch.
The only good thing about using credit cards is that they usually almost always give you your money back as long as you catch it on time but like every dispute.. it will almost always take time and a LOAD of stress.
But I still do believe using credit cards is the best way to make purchases. If you pay by cash.. you almost never have any history of purchases unless you keep the receipts which degrade over time. Plus, starting young will always help your credit score as long as you keep making payments on time. Hell, it helped me get low financing rate on my wrx and soon student loan.
I have BofA and just do automatic bill pays and have NEVER had a late payment. FICO score is well in the upper 700s to lower 800s. I started early with my mom during my first year of HS building computers and such for friends and family (Cash --> CC) and took advantage of those free cash credit card deals. Those are always great.. it's like getting your tax return all year round.
Anyway, I'm just ranting.. on vicodin right now from dental surgery ouch.
Last edited by jondl; 03-02-2009 at 05:10 AM.
03-02-2009, 05:12 AM
#27
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Join Date: Jan 2006
Location: South San Jose
Posts: 751
Car Info: 2007 WRX CGM
I pretty much check my credit card statements now every week at the least. I seriously can't stand people who do these types of things.. i work my a555 off going to school and working to help support my family and myself.. and these scum just want to take what i've worked hard for.
03-02-2009, 07:20 PM
#29
be careful. I got this shady *** call from bofa saying to call them back at this number. It was a joke I didn't even take it seriously. Then I talked to bofa a day later about fraud. It really was them calling. Luckily they had stopped my card so. Same thing happend to my dad. Both of us linked to checking, pretty large limits and they stopped em both within 200 for my dad and 100 for me.
Sadly bofa tricked me into thinking i'd get these forms, never sent em like they said. I was commuting 100 miles a day at the time working a lot. Everytime I stopped in they said I had to wait for a special person, finally I did it recently. to my horror they had never even filed a claim and the max is 90 days to get your money. My bofa person yelled at them said it was bs they never sent the forms and even stupider they didn't ever open the claim since they found the fraud on their own and stopped the card. Barcelona etc... and she got my money back within 24 hrs. BALLERRRRRRRRRRRRRRR shes pretty fine too
Sadly bofa tricked me into thinking i'd get these forms, never sent em like they said. I was commuting 100 miles a day at the time working a lot. Everytime I stopped in they said I had to wait for a special person, finally I did it recently. to my horror they had never even filed a claim and the max is 90 days to get your money. My bofa person yelled at them said it was bs they never sent the forms and even stupider they didn't ever open the claim since they found the fraud on their own and stopped the card. Barcelona etc... and she got my money back within 24 hrs. BALLERRRRRRRRRRRRRRR shes pretty fine too
03-02-2009, 08:34 PM
#30
dude..glad someone posted this thread
not even kidding..it had me worried and i checked my account online...
believe it or not..there was a 1200 dollar charge to my visa cc for some alienware pc
had to call it in right away..said someone used my info over the phone.
****ing bastards
not even kidding..it had me worried and i checked my account online...
believe it or not..there was a 1200 dollar charge to my visa cc for some alienware pc
had to call it in right away..said someone used my info over the phone.
****ing bastards